Compare Checking Account Features
|FirstAccess Checking||e-Access Checking||Crown Checking||AllAccess Checking|
|Perfect for customers who need a basic checking account and maintain lower balances||Ideal for customers who prefer to conduct their banking electronically rather than writing checks||Perfect for customers 60 years of age and older, who maintain higher balances and want to earn interest||A full-service checking account for those customers who have multiple accounts and want to earn interest|
|Minimum Opening Deposit||$50||$50||$50||$50|
|Monthly Service Charge||$0||Reduced monthly service charge if:
You maintain a recurring direct deposit1
You maintain a $500 daily collected available balance2
Otherwise it is $10 a month
|No monthly service charge if: You maintain a recurring direct deposit 1
You maintain a $1,000 daily collected available balance3
Otherwise it is $15 a month
|No monthly service charge if: You maintain $50,000 in combined daily collected available depository balances3 or
You maintain a combined $50,000 in loan balances (excluding credit cards)
Otherwise it is $20 a month
|Free Personal e-Banking & Bill Pay|
|Free Notary Services|
|Free First Order of Checks4|
|Per Check Charge|
|One-time Overdraft Coupon6|
|Additional Complimentary Monthly Benefits|
|Money Orders7||2 Per Month||2 Per Month|
|Official Bank Checks77||2 Per Month||2 Per Month|
|Amex Travelers Cheques7||2 Per Month||2 Per Month|
|Additional Available Services|
|Balance Coverage Service to a Linked Savings Account8|
1 Direct deposit must be of payroll, pension, social security or other similar benefit
2 If at any time during the statement cycle period the end of day collected available balance is below the stipulated amount, the monthly service charge may apply in addition to any per check charges.
3 If at any time during the statement cycle period the end of day collected available balance is below the stipulated amount, the monthly service charge may apply.
4 150 wallet style safety paper
5 Additional monthly fee applies. See full account disclosure for details.
6 Overdraft coupon is a one-time non-transferable voucher that cannot be substituted for the equivalent monetary value. Voucher is awarded at account opening. Voucher allows customer to receive reimbursement for the overdraft fee applied. Voucher does not repay any of the items involved in the overdraft. One coupon per opened account. Personal accounts only. Expiration date of voucher is printed on the coupon. Offer is subject to change or end without notice.
7 Customer is entitled to 2 per month, then per item fee will be applied.
8 Per transaction fees apply. See full account disclosure for details.
|Non-Depository Additional Available Services|
|Free Trust / Estate Consultation Services9, 10|
9Products and or services offered through First County Advisors at First County Bank are not FDIC insured; not insured by any government agency, not a deposit or other obligation of First County Bank, not guaranteed by First County Bank, and are subject to investment risk, including the possible loss of the principal. First County Bank does not provide investment advice or research, make recommendations, or solicit transactions for accommodation trades.
10Consultation is valued at $300. Due to value of benefit please consult your tax advisers concerning the reporting to the Internal Revenue Service of bonus payments as interest on Accounts.